Terms of Service

1. Agreement

This Subscription Agreement is entered into between Quant Intelligence Dynamics(“QID”, “Fibonex”, “we”) and the individual or entity completing the registration process (“Subscriber”, “you”). By activating a subscription, you agree to be bound by these terms.

2. Subscription Plans

All prices are in USD. Applicable taxes may apply based on jurisdiction.

3. Payment Terms

Billing: Monthly, on the subscription activation date.

Processor: Stripe, Inc. QID does not store raw card details.

Auto-Renewal: Subscriptions renew automatically unless cancelled at least 24 hours before the renewal date.

Price Changes: QID may adjust pricing with 30 days' written notice. Continued use constitutes acceptance.

Failed Payments: Access is suspended after 3 consecutive failed attempts. A 7-day grace period applies before account deactivation.

4. Free Trial

New subscribers may access a 14-day free trial on the Signal tier — no credit card required. Trial is limited to one per person or entity. Duplicate registrations forfeit trial eligibility.

5. Cancellation & Refunds

You may cancel at any time via account settings. Cancellation takes effect at the end of the current billing period. QID does not provide pro-rated refunds for partial months, except:

• Technical inaccessibility exceeding 72 consecutive hours (SLA breach)
• Billing error attributable to QID

Right of Withdrawal (Turkish Consumer Law — 6502): Consumer subscribers may withdraw within 14 days of first activation without penalty, provided they have not accessed Signals during that period.

6. Intellectual Property

All Platform code, Signal algorithms, UI/UX, documentation, and branding are the exclusive property of QID, protected under FSEK (Law No. 5846) and applicable IP law. The Fibonacci Grid Bot algorithm is classified confidential and is not disclosed to Subscribers under any tier.

QID grants you a limited, non-exclusive, non-transferable, revocable license to use the Platform during your active subscription. You may not:

• Reverse engineer or decompile any part of the Platform
• Resell, sublicense, or publicly redistribute Signals
• Use Signals to build a competing signal service
• Automate bulk API requests beyond documented rate limits

7. Disclaimer — No Investment Advice

8. Service Level Agreement (SLA)

Downtime exceeding SLA targets entitles Subscribers to a pro-rated credit applied to the next invoice.

9. Limitation of Liability

QID's total cumulative liability shall not exceed the total fees paid by Subscriber in the 3 months preceding the claim. QID is not liable for trading losses, exchange outages, third-party service interruptions, or force majeure events. IN NO EVENT SHALL QID BE LIABLE FOR INDIRECT, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES.

10. Termination

QID may terminate your access immediately and without refund for: breach of IP provisions, fraudulent payment or chargebacks, or violation of applicable law. Upon termination, your license ends and data is retained per the Privacy Policy retention schedule.

11. Governing Law

This Agreement is governed by the laws of the Republic of Turkey. Before initiating legal proceedings, parties must attempt mediation per Law No. 7036. Turkish consumers may apply to the Consumer Arbitration Committee (Tüketici Hakem Heyeti) for claims within statutory thresholds.